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New Agent

Welcome to
United Financial Freedom!

Click below to hit the ground running!

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Intermediate Agent

Congrats On Getting Promoted!

Click below to continue your journey to Executive Director!

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Tools & Resources

Downloads & Resources

Take advantage of these tools to build your business.

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Get plugged in today!

Join the calls/webinars online at http://TomsWebRoom.com
OR dial in at (929) 436-2866 using Webinar ID 879-236 8648
***ALL TIMES ARE EASTERN***

Sunday	Monday	Tuesday	Wednesday	Thursday	Friday	Saturday
						Saturday February 1
Sunday February 2	Monday February 3 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday February 4	Wednesday February 5	Thursday February 6	Friday February 7	Saturday February 8
Sunday February 9	Monday February 10 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday February 11	Wednesday February 12	Thursday February 13	Friday February 14	Saturday February 15
Sunday February 16	Monday February 17 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday February 18	Wednesday February 19	Thursday February 20	Friday February 21	Saturday February 22
Sunday February 23	Monday February 24 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday February 25	Wednesday February 26	Thursday February 27	Friday February 28

Sunday	Monday	Tuesday	Wednesday	Thursday	Friday	Saturday
						Saturday March 1
Sunday March 2	Monday March 3 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday March 4	Wednesday March 5	Thursday March 6 8:00 pm – 9:00 pm Keener Team Call 8:00 pm – 9:00 pm Keener Team Call These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. Join us at http://tomswebroom.com Dial: 929-436-2866 Meeting ID: 879-236 8648	Friday March 7	Saturday March 8
Sunday March 9	Monday March 10 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday March 11	Wednesday March 12	Thursday March 13 8:00 pm – 9:00 pm Keener Team- 7 Money Skills That Will Make You Wealthy 8:00 pm – 9:00 pm Keener Team- 7 Money Skills That Will Make You Wealthy These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. RECORDING- https://us02web.zoom.us/rec/share/OWHOs2BaSwlyJnroINyo9tC-zbS7tFBIgyCZxL4AocPIV4vPGycY-vKw7rOlar_G.Dq9MeTXGB2aAQMXI?startTime=1741911244000	Friday March 14	Saturday March 15
Sunday March 16	Monday March 17 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday March 18	Wednesday March 19	Thursday March 20 8:00 pm – 9:00 pm Keener Team- Tony Lee- Capture the Heart 8:00 pm – 9:00 pm Keener Team- Tony Lee- Capture the Heart These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. RECORDING- https://vimeo.com/1068140373?share=copy#t=0 Tony Lee on Capture the Heart	Friday March 21	Saturday March 22
Sunday March 23	Monday March 24 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday March 25	Wednesday March 26	Thursday March 27 8:00 pm – 9:00 pm Keener Team, Croft - The Pathway to Better Words 8:00 pm – 9:00 pm Keener Team, Croft - The Pathway to Better Words These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. RECORDING- https://us02web.zoom.us/rec/share/0ASogztTGUER6BFtmtve3Yb7atgb8X9qOU5mhJ3xInvtPCcEdC-SnJPRq_cyYmT_.ute1vPPH-W5bQuvO?startTime=1743120275000	Friday March 28	Saturday March 29
Sunday March 30	Monday March 31 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648

Sunday	Monday	Tuesday	Wednesday	Thursday	Friday	Saturday
		Tuesday April 1	Wednesday April 2	Thursday April 3 8:00 pm – 9:00 pm Keener Team- Tony Lee Building Trust 8:00 pm – 9:00 pm Keener Team- Tony Lee Building Trust These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. RECORDING- https://vimeo.com/1072401694-Tony Lee Building Trust	Friday April 4	Saturday April 5
Sunday April 6	Monday April 7 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday April 8	Wednesday April 9	Thursday April 10 8:00 pm – 9:00 pm Keener Team Call- Building 8:00 pm – 9:00 pm Keener Team Call- Building These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. RECORDING- https://vimeo.com/1074649065?share=copy	Friday April 11	Saturday April 12
Sunday April 13	Monday April 14 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday April 15	Wednesday April 16	Thursday April 17	Friday April 18	Saturday April 19
Sunday April 20	Monday April 21 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday April 22	Wednesday April 23	Thursday April 24 8:00 pm – 9:00 pm Keener Team Call 8:00 pm – 9:00 pm Keener Team Call These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. Join us at http://tomswebroom.com Dial: 929-436-2866 Meeting ID: 879-236 8648	Friday April 25	Saturday April 26
Sunday April 27	Monday April 28 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday April 29	Wednesday April 30

Sunday	Monday	Tuesday	Wednesday	Thursday	Friday	Saturday
				Thursday May 1 8:00 pm – 9:00 pm Keener Team- Croft on New Recruiting Powerpoint 8:00 pm – 9:00 pm Keener Team- Croft on New Recruiting Powerpoint These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. RECORDING- https://vimeo.com/1080901991?share=copy#t=0	Friday May 2	Saturday May 3
Sunday May 4	Monday May 5 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday May 6	Wednesday May 7	Thursday May 8 8:00 pm – 9:00 pm Keener Team -The difference between a recruiter and builder 8:00 pm – 9:00 pm Keener Team -The difference between a recruiter and builder These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. RECORDING- https://vimeo.com/1083373542?share=copy#t=0	Friday May 9	Saturday May 10
Sunday May 11	Monday May 12 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday May 13	Wednesday May 14	Thursday May 15 8:00 pm – 9:00 pm Keener Team - Michael Harris on Loans 101 8:00 pm – 9:00 pm Keener Team - Michael Harris on Loans 101 These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. RECORDING- https://vimeo.com/1085158441?share=copy#t=0 Michael Harris on Loans 101	Friday May 16	Saturday May 17
Sunday May 18	Monday May 19 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday May 20	Wednesday May 21	Thursday May 22	Friday May 23	Saturday May 24
Sunday May 25	Monday May 26	Tuesday May 27	Wednesday May 28	Thursday May 29 8:00 pm – 9:00 pm Keener Team Call 8:00 pm – 9:00 pm Keener Team Call These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. Join us at http://tomswebroom.com Dial: 929-436-2866 Meeting ID: 879-236 8648	Friday May 30	Saturday May 31

Sunday	Monday	Tuesday	Wednesday	Thursday	Friday	Saturday
Sunday June 1	Monday June 2 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday June 3	Wednesday June 4	Thursday June 5 8:00 pm – 9:00 pm Keener Team - Croft Maximizing Your Potential 8:00 pm – 9:00 pm Keener Team - Croft Maximizing Your Potential These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. RECORDING- https://vimeo.com/1091202025?share=copy Steve Croft	Friday June 6	Saturday June 7
Sunday June 8	Monday June 9 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday June 10	Wednesday June 11	Thursday June 12 8:00 pm – 9:00 pm Keener Team Call 8:00 pm – 9:00 pm Keener Team Call These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. Join us at http://tomswebroom.com Dial: 929-436-2866 Meeting ID: 879-236 8648	Friday June 13	Saturday June 14
Sunday June 15	Monday June 16 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday June 17	Wednesday June 18	Thursday June 19 8:00 pm – 9:00 pm Keener Team Call 8:00 pm – 9:00 pm Keener Team Call These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. Join us at http://tomswebroom.com Dial: 929-436-2866 Meeting ID: 879-236 8648	Friday June 20	Saturday June 21
Sunday June 22	Monday June 23 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday June 24	Wednesday June 25	Thursday June 26 8:00 pm – 9:00 pm Keener Team Call 8:00 pm – 9:00 pm Keener Team Call These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. Join us at http://tomswebroom.com Dial: 929-436-2866 Meeting ID: 879-236 8648	Friday June 27	Saturday June 28
Sunday June 29	Monday June 30 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648

Sunday	Monday	Tuesday	Wednesday	Thursday	Friday	Saturday
		Tuesday July 1	Wednesday July 2	Thursday July 3	Friday July 4	Saturday July 5
Sunday July 6	Monday July 7 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday July 8	Wednesday July 9	Thursday July 10	Friday July 11	Saturday July 12
Sunday July 13	Monday July 14 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday July 15	Wednesday July 16	Thursday July 17	Friday July 18	Saturday July 19
Sunday July 20	Monday July 21 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday July 22	Wednesday July 23	Thursday July 24	Friday July 25	Saturday July 26
Sunday July 27	Monday July 28 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday July 29	Wednesday July 30	Thursday July 31

Sunday	Monday	Tuesday	Wednesday	Thursday	Friday	Saturday
					Friday August 1	Saturday August 2
Sunday August 3	Monday August 4 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday August 5	Wednesday August 6	Thursday August 7	Friday August 8	Saturday August 9
Sunday August 10	Monday August 11 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday August 12	Wednesday August 13	Thursday August 14	Friday August 15	Saturday August 16
Sunday August 17	Monday August 18 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday August 19	Wednesday August 20	Thursday August 21	Friday August 22	Saturday August 23
Sunday August 24	Monday August 25 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday August 26	Wednesday August 27	Thursday August 28	Friday August 29	Saturday August 30
Sunday August 31

Sunday	Monday	Tuesday	Wednesday	Thursday	Friday	Saturday
	Monday September 1	Tuesday September 2	Wednesday September 3	Thursday September 4	Friday September 5	Saturday September 6
Sunday September 7	Monday September 8 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday September 9	Wednesday September 10	Thursday September 11	Friday September 12	Saturday September 13
Sunday September 14	Monday September 15 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday September 16	Wednesday September 17	Thursday September 18	Friday September 19	Saturday September 20
Sunday September 21	Monday September 22	Tuesday September 23	Wednesday September 24	Thursday September 25	Friday September 26	Saturday September 27
Sunday September 28	Monday September 29 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday September 30

Sunday	Monday	Tuesday	Wednesday	Thursday	Friday	Saturday
			Wednesday October 1	Thursday October 2	Friday October 3	Saturday October 4
Sunday October 5	Monday October 6	Tuesday October 7	Wednesday October 8	Thursday October 9	Friday October 10	Saturday October 11
Sunday October 12	Monday October 13	Tuesday October 14	Wednesday October 15	Thursday October 16	Friday October 17	Saturday October 18
Sunday October 19	Monday October 20 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday October 21	Wednesday October 22	Thursday October 23	Friday October 24	Saturday October 25
Sunday October 26	Monday October 27 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday October 28	Wednesday October 29	Thursday October 30	Friday October 31

Sunday	Monday	Tuesday	Wednesday	Thursday	Friday	Saturday
						Saturday November 1
Sunday November 2	Monday November 3 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday November 4	Wednesday November 5	Thursday November 6	Friday November 7	Saturday November 8
Sunday November 9	Monday November 10	Tuesday November 11	Wednesday November 12	Thursday November 13	Friday November 14	Saturday November 15
Sunday November 16	Monday November 17	Tuesday November 18	Wednesday November 19	Thursday November 20	Friday November 21	Saturday November 22
Sunday November 23	Monday November 24	Tuesday November 25	Wednesday November 26	Thursday November 27	Friday November 28	Saturday November 29
Sunday November 30

Sunday	Monday	Tuesday	Wednesday	Thursday	Friday	Saturday
	Monday December 1	Tuesday December 2	Wednesday December 3	Thursday December 4	Friday December 5	Saturday December 6
Sunday December 7	Monday December 8	Tuesday December 9	Wednesday December 10	Thursday December 11	Friday December 12	Saturday December 13
Sunday December 14	Monday December 15	Tuesday December 16	Wednesday December 17	Thursday December 18	Friday December 19	Saturday December 20
Sunday December 21	Monday December 22	Tuesday December 23	Wednesday December 24	Thursday December 25	Friday December 26	Saturday December 27
Sunday December 28	Monday December 29	Tuesday December 30	Wednesday December 31

Sunday	Monday	Tuesday	Wednesday	Thursday	Friday	Saturday
				Thursday January 1	Friday January 2	Saturday January 3
Sunday January 4	Monday January 5 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648	Tuesday January 6	Wednesday January 7	Thursday January 8	Friday January 9	Saturday January 10
Sunday January 11	Monday January 12	Tuesday January 13	Wednesday January 14	Thursday January 15	Friday January 16	Saturday January 17
Sunday January 18	Monday January 19	Tuesday January 20	Wednesday January 21	Thursday January 22	Friday January 23	Saturday January 24
Sunday January 25	Monday January 26	Tuesday January 27	Wednesday January 28	Thursday January 29	Friday January 30	Saturday January 31

Sunday	Monday	Tuesday	Wednesday	Thursday	Friday	Saturday
Sunday February 1	Monday February 2	Tuesday February 3	Wednesday February 4	Thursday February 5	Friday February 6	Saturday February 7
Sunday February 8	Monday February 9	Tuesday February 10	Wednesday February 11	Thursday February 12	Friday February 13	Saturday February 14
Sunday February 15	Monday February 16	Tuesday February 17	Wednesday February 18	Thursday February 19	Friday February 20	Saturday February 21
Sunday February 22	Monday February 23	Tuesday February 24	Wednesday February 25	Thursday February 26	Friday February 27	Saturday February 28

Sunday	Monday	Tuesday	Wednesday	Thursday	Friday	Saturday
Sunday March 1	Monday March 2	Tuesday March 3	Wednesday March 4	Thursday March 5	Friday March 6	Saturday March 7
Sunday March 8	Monday March 9	Tuesday March 10	Wednesday March 11	Thursday March 12	Friday March 13	Saturday March 14
Sunday March 15	Monday March 16	Tuesday March 17	Wednesday March 18	Thursday March 19	Friday March 20	Saturday March 21
Sunday March 22	Monday March 23	Tuesday March 24	Wednesday March 25	Thursday March 26	Friday March 27	Saturday March 28
Sunday March 29	Monday March 30	Tuesday March 31

Sunday	Monday	Tuesday	Wednesday	Thursday	Friday	Saturday
			Wednesday April 1	Thursday April 2	Friday April 3	Saturday April 4
Sunday April 5	Monday April 6	Tuesday April 7	Wednesday April 8	Thursday April 9	Friday April 10	Saturday April 11
Sunday April 12	Monday April 13	Tuesday April 14	Wednesday April 15	Thursday April 16	Friday April 17	Saturday April 18
Sunday April 19	Monday April 20	Tuesday April 21	Wednesday April 22	Thursday April 23	Friday April 24	Saturday April 25
Sunday April 26	Monday April 27	Tuesday April 28	Wednesday April 29	Thursday April 30

Sunday	Monday	Tuesday	Wednesday	Thursday	Friday	Saturday
					Friday May 1	Saturday May 2
Sunday May 3	Monday May 4	Tuesday May 5	Wednesday May 6	Thursday May 7	Friday May 8	Saturday May 9
Sunday May 10	Monday May 11	Tuesday May 12	Wednesday May 13	Thursday May 14	Friday May 15	Saturday May 16
Sunday May 17	Monday May 18	Tuesday May 19	Wednesday May 20	Thursday May 21	Friday May 22	Saturday May 23
Sunday May 24	Monday May 25	Tuesday May 26	Wednesday May 27	Thursday May 28	Friday May 29	Saturday May 30
Sunday May 31

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Sunday	Monday	Tuesday	Wednesday	Thursday	Friday	Saturday
						Saturday February 1 1
Sunday February 2 2	Monday February 3 3 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Tuesday February 4 4	Wednesday February 5 5	Thursday February 6 6	Friday February 7 7	Saturday February 8 8
Sunday February 9 9	Monday February 10 10 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Tuesday February 11 11	Wednesday February 12 12	Thursday February 13 13	Friday February 14 14	Saturday February 15 15
Sunday February 16 16	Monday February 17 17 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Tuesday February 18 18	Wednesday February 19 19	Thursday February 20 20	Friday February 21 21	Saturday February 22 22
Sunday February 23 23	Monday February 24 24 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Tuesday February 25 25	Wednesday February 26 26	Thursday February 27 27	Friday February 28 28

Sunday	Monday	Tuesday	Wednesday	Thursday	Friday	Saturday
						Saturday March 1 1
Sunday March 2 2	Monday March 3 3 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Tuesday March 4 4	Wednesday March 5 5	Thursday March 6 6 8:00 pm – 9:00 pm Keener Team Call 8:00 pm – 9:00 pm Keener Team Call These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. Join us at http://tomswebroom.com Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Friday March 7 7	Saturday March 8 8
Sunday March 9 9	Monday March 10 10 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Tuesday March 11 11	Wednesday March 12 12	Thursday March 13 13 8:00 pm – 9:00 pm Keener Team- 7 Money Skills That Will Make You Wealthy 8:00 pm – 9:00 pm Keener Team- 7 Money Skills That Will Make You Wealthy These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. RECORDING- https://us02web.zoom.us/rec/share/OWHOs2BaSwlyJnroINyo9tC-zbS7tFBIgyCZxL4AocPIV4vPGycY-vKw7rOlar_G.Dq9MeTXGB2aAQMXI?startTime=1741911244000 Download	Friday March 14 14	Saturday March 15 15
Sunday March 16 16	Monday March 17 17 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Tuesday March 18 18	Wednesday March 19 19	Thursday March 20 20 8:00 pm – 9:00 pm Keener Team- Tony Lee- Capture the Heart 8:00 pm – 9:00 pm Keener Team- Tony Lee- Capture the Heart These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. RECORDING- https://vimeo.com/1068140373?share=copy#t=0 Tony Lee on Capture the Heart Download	Friday March 21 21	Saturday March 22 22
Sunday March 23 23	Monday March 24 24 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Tuesday March 25 25	Wednesday March 26 26	Thursday March 27 27 8:00 pm – 9:00 pm Keener Team, Croft - The Pathway to Better Words 8:00 pm – 9:00 pm Keener Team, Croft - The Pathway to Better Words These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. RECORDING- https://us02web.zoom.us/rec/share/0ASogztTGUER6BFtmtve3Yb7atgb8X9qOU5mhJ3xInvtPCcEdC-SnJPRq_cyYmT_.ute1vPPH-W5bQuvO?startTime=1743120275000 Download	Friday March 28 28	Saturday March 29 29
Sunday March 30 30	Monday March 31 31 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648 Download

Sunday	Monday	Tuesday	Wednesday	Thursday	Friday	Saturday
		Tuesday April 1 1	Wednesday April 2 2	Thursday April 3 3 8:00 pm – 9:00 pm Keener Team- Tony Lee Building Trust 8:00 pm – 9:00 pm Keener Team- Tony Lee Building Trust These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. RECORDING- https://vimeo.com/1072401694-Tony Lee Building Trust Download	Friday April 4 4	Saturday April 5 5
Sunday April 6 6	Monday April 7 7 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Tuesday April 8 8	Wednesday April 9 9	Thursday April 10 10 8:00 pm – 9:00 pm Keener Team Call- Building 8:00 pm – 9:00 pm Keener Team Call- Building These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. RECORDING- https://vimeo.com/1074649065?share=copy Download	Friday April 11 11	Saturday April 12 12
Sunday April 13 13	Monday April 14 14 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Tuesday April 15 15	Wednesday April 16 16	Thursday April 17 17	Friday April 18 18	Saturday April 19 19
Sunday April 20 20	Monday April 21 21 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Tuesday April 22 22	Wednesday April 23 23	Thursday April 24 24 8:00 pm – 9:00 pm Keener Team Call 8:00 pm – 9:00 pm Keener Team Call These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. Join us at http://tomswebroom.com Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Friday April 25 25	Saturday April 26 26
Sunday April 27 27	Monday April 28 28 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Tuesday April 29 29	Wednesday April 30 30

Sunday	Monday	Tuesday	Wednesday	Thursday	Friday	Saturday
				Thursday May 1 1 8:00 pm – 9:00 pm Keener Team- Croft on New Recruiting Powerpoint 8:00 pm – 9:00 pm Keener Team- Croft on New Recruiting Powerpoint These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. RECORDING- https://vimeo.com/1080901991?share=copy#t=0 Download	Friday May 2 2	Saturday May 3 3
Sunday May 4 4	Monday May 5 5 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Tuesday May 6 6	Wednesday May 7 7	Thursday May 8 8 8:00 pm – 9:00 pm Keener Team -The difference between a recruiter and builder 8:00 pm – 9:00 pm Keener Team -The difference between a recruiter and builder These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. RECORDING- https://vimeo.com/1083373542?share=copy#t=0 Download	Friday May 9 9	Saturday May 10 10
Sunday May 11 11	Monday May 12 12 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Tuesday May 13 13	Wednesday May 14 14	Thursday May 15 15 8:00 pm – 9:00 pm Keener Team - Michael Harris on Loans 101 8:00 pm – 9:00 pm Keener Team - Michael Harris on Loans 101 These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. RECORDING- https://vimeo.com/1085158441?share=copy#t=0 Michael Harris on Loans 101 Download	Friday May 16 16	Saturday May 17 17
Sunday May 18 18	Monday May 19 19 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Tuesday May 20 20	Wednesday May 21 21	Thursday May 22 22	Friday May 23 23	Saturday May 24 24
Sunday May 25 25	Monday May 26 26	Tuesday May 27 27	Wednesday May 28 28	Thursday May 29 29 8:00 pm – 9:00 pm Keener Team Call 8:00 pm – 9:00 pm Keener Team Call These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. Join us at http://tomswebroom.com Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Friday May 30 30	Saturday May 31 31

Sunday	Monday	Tuesday	Wednesday	Thursday	Friday	Saturday
Sunday June 1 1	Monday June 2 2 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Tuesday June 3 3	Wednesday June 4 4	Thursday June 5 5 8:00 pm – 9:00 pm Keener Team - Croft Maximizing Your Potential 8:00 pm – 9:00 pm Keener Team - Croft Maximizing Your Potential These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. RECORDING- https://vimeo.com/1091202025?share=copy Steve Croft Download	Friday June 6 6	Saturday June 7 7
Sunday June 8 8	Monday June 9 9 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Tuesday June 10 10	Wednesday June 11 11	Thursday June 12 12 8:00 pm – 9:00 pm Keener Team Call 8:00 pm – 9:00 pm Keener Team Call These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. Join us at http://tomswebroom.com Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Friday June 13 13	Saturday June 14 14
Sunday June 15 15	Monday June 16 16 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Tuesday June 17 17	Wednesday June 18 18	Thursday June 19 19 8:00 pm – 9:00 pm Keener Team Call 8:00 pm – 9:00 pm Keener Team Call These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. Join us at http://tomswebroom.com Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Friday June 20 20	Saturday June 21 21
Sunday June 22 22	Monday June 23 23 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Tuesday June 24 24	Wednesday June 25 25	Thursday June 26 26 8:00 pm – 9:00 pm Keener Team Call 8:00 pm – 9:00 pm Keener Team Call These meetings are for our Agents to come together, reflect on progress and help each other. Each week we will cover important announcements, upcoming events, and provide training that will help improve the general performance of our team and the productivity of each individual member. Join us at http://tomswebroom.com Dial: 929-436-2866 Meeting ID: 879-236 8648 Download	Friday June 27 27	Saturday June 28 28
Sunday June 29 29	Monday June 30 30 10:00 am – 11:00 am Morning Coffee Call 10:00 am – 11:00 am Morning Coffee Call This call will be an open forum for agents so come prepared with questions, ideas, suggestions, and testimonials…or just listen in to hear what others have to say. Join us at http://TomsWebRoom.com OR Dial: 929-436-2866 Meeting ID: 879-236 8648 Download

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Welcome to United Financial Freedom!

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Welcome to
United Financial Freedom!